2013 – 28th IUHF World Congress, Austria

The 28th IUHF World Congress took place in Vienna, Austria from 5 to 7 June 2013
under the  motto “Sound housing finance around the world”.

The congress was co-hosted by the European Federation of Building Societies (EFBS).



Thursday 6 June 2013

First session: Lessons from the crisis – detecting house price bubbles

Emile J. Brinkmann, Chief Economist and Senior Vice President, Mortgage Bankers Association, USA:
Housing price bubbles – detection and prevention
Masahiro Kobayashi, Chief Economist, Japan Housing Finance Agency, Japan:
Housing bubble and macro-prudential supervision – A case study from Japan in 1980’s and 90’s
Matthias Holzhey, UBS Switzerland: Detecting house price bubbles – UBS Swiss Real Estate Bubble Index

Second session: Lessons from the crisis – building sustainable housing finance systems

Acess to finance – expansion to underserved markets

Natalya Koltsova, Management Board Member, Agency for Housing Mortgage Lending (AHML), Russia:
AHML’s role in housing market development and providing housing to low-income families in Russia
Jorge Yarza Garrido, President, UNIAPRAVI, Mexico: Housing finance in Latin America
Harshil Mehta, CEO of Aadhar Housing Finance Pvt. Ltd., India:
Enabling access to home loans to low income segment

Third session: Marketing – customer confidence and sales approaches

Filipe F. Pontual, Executive Director, Associatoin of Mortgage and Building Saving Institutes of Brazil (ABECIP):
Real estate credit in Brazil
Josef Schmidinger, Chairman of the Board of Directors, S-Bausparkasse, Austria:
Housing and bausparen in Austria

Fourth session: Regulation – Basel III and consumer protection

Lynda Blackwell, Mortgage Policy Manager, Financial Conduct Authority, United Kingdom:
The changing face of mortgage regulation
Sven A. Blomberg, CEO, BRFkredit, Denmark:
Comments on the new requirements of financial institutions and consumer protection
Colin Chimutsa, Executive Director, CBZ Bank Limited, Zimbabwe: Stability vs. access? BASEL III in Southern Africa
Nicolas Nkosi, Director, Standard Bank, South Africa: Impact of Basel III on low income housing
Mieczysław Groszek, Vice President of the Polish Bank Association, Poland:
Housing finance market in Poland – Regulations & initiatives

Evening event 
for congress participants and accompanying persons at the invitation of the Austrian bausparkassen


Friday, 7 June 2013

Fifth session: Lessons from the crisis – building sustainable housing finance systems

Chee Leon Chung, CEO, Cagamas Berhad, Malaysia:
Building sustainable housing fnance systems – Malaysian experience
Carlos J. Garcia, Professor of Economics, ILADES University Alberto Hurtado, Chile:
Housing finance, credit and business cycle in Chile
Klaus Oskar Schmidt, Member of the Board of Directors, Bausparkasse Schwäbisch Hall, Germany:
Housing finance in Germany – Stability throughout the crisis – What are the reasons?

Sixth session: Final report and official conclusion of the congress

Peter Williams, Director of the University of Cambridge Centre for Housing and Planning Research,
United Kingdom: The future of housing finance – lessons from the UK?

Closing speech:
Michael Spindelegger, Vice Chancellor and Minister for European and International Affairs
of the Federal Republic of Austria

Past Congress Agendas: