Member Publications


  • Housing Now: Canada, April 2014

    Published by the Canada Mortgage & Housing Corporation
    Read more
    Added on 28 May 2014
  • Refinance Report First Quarter 2014

    Published by the Federal Housing Finance Agency
    Read more
    Added on 28 May 2014
  • Financing Housing in Africa, April 2014

    Published by the AUHF
    Read more

    Added on 29 April 2014
  • Refinance Report February 2014

    Published by the Federal Housing Finance Agency
    Read more


    Added on 24 April 2014
  • Housing Now: Canada, March 2014

    Published by the Canada Mortgage & Housing Corporation
    Read more

    Added on 01 April 2014
  • Financing Housing in Africa, March 2014

    Published by the AUHF
    Read more

    Added on 29 March 2014
  • Refinance Report January 2014

    Published by the Federal Housing Finance Agency
    Read more

    Added on 20 March 2014
  • Housing Now: Canada, February 2014

    Published by the Canada Mortgage & Housing Corporation
    Read more
    Added on 14 March 2014
  • MBA Financial Commentary, February 2014

    Published by the Mortgage Bankers Association
    Read more
    Added on 14 March 2014
  • Financing Housing in Africa, February 2014

    Published by the AUHF
    Read more
    Added on 14 March 2014
  • Housing the Nation: Policies, Issues and Prospects

    Published by Cagamas
    Read more
    Added on 27 February 2014
  • Housing Risk Watch, January 2014

    by Edward J. Pinto
    Read more

    Added on 17 February 2014
  • Financing Housing in Africa, January 2014

    Publised by the AUHF
    Read more

    Added on 14 February 2014
  • Housing Now: Canada January 2014

    Published by the Canada Mortgage & Housing Corporation
    Read more
    Added on 14 February 2014
  • "The bubble is back"

    by Peter J. Wallison
    Read more
    Added on 14 February 2014
  • MBA Financial Commentary, January 2014

    Published by the Mortage Bankers Association
    Read more


    Added on 17 January 2014
  • Housing Now: Canada December 2013

    Published by the Canada Mortgage & Housing Corporation
    Read more

    Added on 30 December 2013
  • Refinance Report November 2013

    Published by the Federal Housing Finance Agency
    Read more
    Added on 30 December 2013
  • Asia-Pacific Housing Journal October-December 2013

    Published by the Government Housing Bank of Thailand
    Read more
    Added on 30 December 2013
  • MBA Financial Commentary, December 2013

    Published by the Mortgage Bankers Association
    Read more
    Added on 27 December 2013
  • Refinance Report October 2013

    Published by the Federal Housing Finance Agency
    Read more

    Added on 23 December 2013
  • Refinance Report 3rd Quarter 2013

    Published by the Federal Housing Finance Agency
    Reade more

    Added on 17 December 2013
  • Hypostat 2013

    On Thursday the 14th of November 2013, the EMF published Hypostat 2013, which is the Federation’s main statistical study encompassing data on recent developments in housing and mortgage markets in Europe and beyond. Hypostat is the result of a collaborative effort by the European Mortgage Federation’s national delegations and external experts. The publication covers 33 countries – i.e. the EU28 plus Iceland, Norway, Russia, Turkey and the United States.
    Read more
    Added on 13 December 2013
  • Newsletter of the AUHF, December 2013

    Published by the African Union for Housing Finance
    Read more
    Added on 06 December 2013
  • Mutuals’ role in local economic & community development

    Publised by the BSA 
    Read more

    Added on 03 December 2013
  • MBA Financial Commentary, November 2013

    Published by the Mortgage Bankers Association
    Read more
    Added on 28 November 2013
  • MBA Financial Commentary, October 2013

    Published by the Mortgage Bankers Association
    Read more

     

    Added on 08 November 2013
  • Newsletter of the AUHF, November 2013

    Published by the African Union of Housing Finance
    Read more

    Added on 08 November 2013
  • Housing Now: Canada October 2013

    Published by the Canada Mortgage & Housing Corporation
    Read more
    Added on 08 November 2013
  • 2013 Annual Housing Report

    Published by the Federal Housing Finance Agency
    Read more
    Added on 04 November 2013
  • Yearbook 2013/2014

    Published by the Building Societies Association
    Read more

    Added on 31 October 2013
  • UNIAPRAVI Newsletter July-October 2013

    (In Spanish language)
    Added on 28 October 2013
  • Refinance Report August 2013

    Published by the Federal Housing Finance Agency
    Read more
    Added on 16 October 2013
  • Housing Now: Canada September 2013

    Published by the Canada Mortgage & Housing Corporation
    Read more
    Added on 11 October 2013
  • MBA Financial Commentary, September 2013

    Published by the Mortgage Bankers Association
    Read more
    Added on 11 October 2013
  • Newsletter of the AUHF, October 2013

    Published by the African Union of Housing Finance
    Read more
    Added on 11 October 2013
  • FHFA Quarterly Performance Report of the Housing GSEs - Second Quarter 2013

    Published by the Federal Housing Finance Agency
    Read more
    Added on 20 September 2013
  • Housing Now: Canada August 2013

    Published by the Canada Mortgage & Housing Corporation
    Read more
    Added on 11 September 2013
  • Newsletter of the AUHF, July 2013

    Published by the African Union of Housing Finance
    Read more

    Added on 11 September 2013
  • MBA Financial Commentary, August 2013

    Published by the Mortgage Bankers Association
    Read more

     

    Added on 11 September 2013
  • FHFA Foreclosure Prevention Report May 2013

    Published by the Federal Housing Finance Agency
    Read more
    Added on 09 August 2013
  • Asia Pacific Housing Journal

    Published by the Government Housing Bank of Thailand
    Read more
    Added on 06 August 2013
  • Housing Now: Canady July 2013

    Published by the Canada Mortgage & Housing Corporation
    Read more
    Added on 01 August 2013
  • Refinance Report May 2013

    Published by the Federal Housing Finance Agency
    Read more
    Added on 26 July 2013
  • MBA Financial Commentary, July 2013

    Published by the Mortgage Bankers Association
    Read more
    Added on 11 July 2013
  • Refinance Report April 2013

    Published by the Federal Housing Finance Agency
    Read more
    Added on 09 July 2013
  • Newsletter of the AUHF, June 2013

    Added on 04 July 2013
  • Foreclosure Prevention Report First Quarter 2013

    Published by the Federal Housing Finance Agency
    Read more
    Added on 02 July 2013
  • Housing Now: Canada June 2013

    Published by the Canada Mortgage & Housing Corporation
    Read more
    Added on 01 July 2013
  • Newsletter of the AUHF, May 2013

    Added on 27 June 2013
  • Refinance Report March 2013

    Published by the Federal Housing Finance Agency
    Read more
    Added on 13 June 2013
  • Housing Now: Canaday May 2013

    Publised by the Canada Mortgage & Housing Corporation
    Read more
    Added on 11 June 2013
  • MBA Financial Commentary, June 2013

    Published by the Mortgage Bankers Association
    Read more
    Added on 05 June 2013
  • 2011 Low-Income Housing and Community Development Activities of the Federal Home Loan Bank System

    Published by the Federal Housing Finance Agency
    Read more

    Added on 08 May 2013
  • FHFA 2012 Sustainability Plan

    Published by the Federal Housing Finance Agency
    Read more
    Added on 08 May 2013
  • Refinance Report February 2013

    Published by the Federal Housing Finance Agency
    Read more

     

    Added on 08 May 2013
  • Housing Now: Canada April 2013

    Published by the Canada Mortgage & Housing Corporation
    Read more
    Added on 07 May 2013
  • Refinance Report January 2013

    Published by the Federal Housing Finance Agency
    Read more

    Added on 10 April 2013
  • Housing Now: Canada March 2013

    Published by the Canada Mortgage & Housing Corporation
    Read more
    Added on 01 April 2013
  • Foreclosure Prevention Report Fourth Quarter 2012

    Published by the Federal Housing Finance Agency
    Read more

    Added on 28 March 2013
  • Newsletter of the AUHF, March 2013

    Added on 27 March 2013
  • Refinance Report December 2012

    Published by he Federal Housing Finance Agency
    Read more
    Added on 13 March 2013
  • Newsletter of the AUHF, February 2013

    Added on 01 March 2013
  • Housing Now: Canada February 2013

    Published by the Canada Mortgage & Housing Corporation
    Read more
    Added on 01 March 2013
  • Mortgage Credit Directive – nearing its conclusion?

    Published by the Building Societies Association
    Read more
    Added on 15 February 2013
  • Housing Now: Canada January 2013

    Published by the Canada Mortgage & Housing Corporation
    Read more
    Added on 11 February 2013
  • Foreclosure Prevention Report Third Quarter 2012

    Published by the Federal Housing Finance Agency
    Read more
    Added on 04 January 2013
  • Tenth Annual Review of the State of Housing in Canada

    Published by the Canada Mortgage and Housing Corporation
    Read more
    Added on 19 December 2012
  • Refinance Report November 2012

    Published by the Federal Housing Finance Agency
    Read more
    Added on 19 December 2012
  • CMHC Announces Covered Bond Framework

    Published by the Canada Mortgage and Housing Corporation
    Read more
    Added on 18 December 2012
  • Hypostat 2011

    On the 15th of November, the EMF published Hypostat 2011, which is the Federation’s main statistical study encompassing data on recent developments in housing and mortgage markets in Europe and beyond. Hypostat is the result of a collaborative effort by the European Mortgage Federation’s national delegations and external experts.
    Read more
    Added on 07 December 2012
  • Newsletter of the AUHF, December 2012

    Added on 07 December 2012
  • Why repair your mortgage?

    Market Report  October 2012
    Published by Boverket
    Added on 03 December 2012
  • Housing Now: Canada November 2012

    Published by the Canada Mortgage and Housing Corporation
    Read more

    Added on 03 December 2012
  • Aisa-Pacific Housing Journal July-September 2012

    Published by the Government Housing Bank
    Read more
    Added on 30 November 2012
  • The next housing bailout? Big trouble brewing at the FHA

    by Edward J. Pinto, American Enterprise Institute
    Read more
    Added on 30 November 2012
  • Newsletter of the AUHF, November 2012

    Added on 26 November 2012
  • Housing Now: Canada October 2012

    Published by the Canada Mortgage and Housing Corporation
    Read more
    Added on 23 November 2012
  • The Liikanen Report

    Published by the Building Societies Association
    Read more
    Added on 16 November 2012
  • Mortgage Market Review - The final rules are published

    Published by the Building Societies Association
    Read more
    Added on 15 November 2012
  • Feature: The Housing Hub

    Published by the Building Societies Association
    Read more
    Added on 15 November 2012
  • Office of Minority and Women Inclusion. Annual Report to Congress 2011

    Published by the Federal Housing Finance Agency
    Read more
    Added on 02 November 2012
  • Annual Housing Report 2012

    Published by the Federal Housing Finance Agency
    Read more
    Added on 02 November 2012
  • Refinance Report September 2012

    Published by the Federal Housing Finance Agency
    Read more
    Added on 30 October 2012
  • Fannie Mae and Freddy Mac Singe Family Guarantee Fees in 2010 und 2011

    Published by the Federal Housing Finance Agency
    Read more
    Added on 24 October 2012
  • Refinance Report August 2012

    Published by the Federal Housing Finance Agency
    Added on 19 October 2012
  • Africa Housing Finance Yearbook 2012

    Published by the AUHF
    Read more

    Added on 19 October 2012
  • Newsletter of the AUHF, September 2012

    Added on 09 October 2012
  • Housing Now: Canada September 2012

    Published by the Canada Mortgage and Housing Corporation
    Added on 09 October 2012
  • Newsletter of the AUHF, August 2012

    Added on 08 October 2012
  • Report on Collateral Pledged to Federal Home Loan Banks

    Published by the Federal Housing Finance Agency
    Read more
    Added on 21 September 2012
  • August 2012 Housing Starts

    Published by the Canada Mortgage and Housing Corporation
    Read more
    Added on 21 September 2012
  • Mortgage Matters - Newsletter of the BSA, August 2012

    Published by the Building Societies Association
    Read more
    Added on 17 August 2012
  • Federal Property Manager's Report (07/16/12)

    Published by the Federal Housing Finance Agency
    Read more
    Added on 08 August 2012
  • June Finance Report

    Published by the Federal Housing Finance Agency
    Read more
    Added on 08 August 2012
  • Housing Now: Canada July 2012

    Published by the Canada Mortgage and Housing Corporation
    Read more
    Added on 03 August 2012
  • Newsletter of the AUHF, July 2012

    Added on 03 August 2012
  • Newsletter of the AUHF, June 2012

    Added on 16 July 2012
  • The era of cheap mortgages is at an end

    Published by Sweden’s National Housing Credit Guarantee Board
    Read more
    Added on 13 July 2012
  • Asia-Pacific housing journal April-June 2012

    Published by the Government Housing Bank of Thailand
    Read more
    Added on 13 July 2012
  • Newsletter of the AUHF, May 2012

    Added on 13 July 2012
  • Housing Now: Canada, May 2012

    Published by the Canada Mortgage and Housing Corporation
    Read more
    Added on 01 June 2012
  • Collection of Conference Presentations

    Presentations made at the Building Societies Association Annual Conference
    in Manchester, UK, held from May 9 to 10, 2012
    Read more
    Added on 01 June 2012
  • Mortgage Matters - Newsletter of the BSA, May 2012

    Published by the Building Societies Association
    Read more
    Added on 25 May 2012
  • Housing Now: Canada, April 2012

    Published by the Canada Mortgage and Housing Corporation
    Read more
    Added on 21 May 2012
  • Asia Pacific Housing Journal January-March 2012

    Published by the Government Housing Bank
    Read more
    Added on 21 May 2012
  • Housing Finance After the Bubble

    by Alex J. Pollock, American Enterprise Institute
    Read more
    Added on 14 May 2012
  • The U.S. housing finance market in 2014. How Much Financing Is Needed, and Who Will Supply It?

    James R. Barth, Tong (Cindy) Li and Daniel E. Nolle, Milken Institute
    Read more
    Added on 14 May 2012
  • Newsletter of the AUHF, April 2012

    Published by the African Union for Housing Finance
    Added on 14 May 2012
  • State of the housing market: removing barriers to economic recovery

    by Philip S. Swagel, Milken Institute
    Read more
    Added on 02 March 2012
  • Newsletter of the AUHF, Jan/Feb 2012

    Added on 24 February 2012
  • Common shock is the real cause of the financial crisis

    Subprime mortgages increased the no. of homeowners, but led to largest housing bubble in history. Read more
    Added on 26 January 2012
  • Financial Development in Latin America and the Caribbean

    The Road Ahead
    By a team led by Augusto de la Torre, Alain Ize, and Sergio L. Schmukler

    Read more

    Added on 08 December 2011
  • Africa Business

    published at Frankfurt School Verlag

    Read more

    Added on 08 December 2011
  • The Pfandbrief 2010/2011

    Facts and Figures about Europe’s Covered Bond Benchmark

    Read more

    Added on 08 December 2011
  • Factsheet Building Societies' Assets

    Published by the BSA

    Read more

    Added on 07 December 2011
  • Factsheet Building society mergers and conversions since 1980

    Published by the BSA

    Read more

    Added on 07 December 2011
  • The BSA Yearbook 2011-2012

    The BSA Yearbook ist the official handbook of the Building Societies Association with all the latest facts and figures from the UK's mortgage industry.

    Read more

    Added on 07 December 2011
  • Why and how to revive the private securitization market

    Published by American Enterprise Institute, Peter J. Wallison

    Read more

    Added on 06 December 2011
  • Fannie, Freddie caused the financial crisis

    Published by American Enterprise Institute, Peter J. Wallison

    Read more

    Added on 06 December 2011
  • Hypostat 2010

    Published by European Mortgage Federation

    Read more

    Added on 01 December 2011
  • If not, when? Bad move to bring back higher loan limits

    Published by American Enterprise Institute, Edward J. Pinto

    Read more

    Added on 20 November 2011
  • Canada's Strong Housing Finance System: By Chance or By Design?

    Published by Canada Mortgage and Housing Corporation, Karen Kinsley

    Read more

    Added on 15 November 2011
  • Mortgage Info - November 2011

    Published by European Mortgage Federation

    Read more

    Added on 14 November 2011
  • 2007 Bust: How Could They Not Have Known?

    Published by the American Enterprise Institute, Alex J Pollock

    Read more

    Added on 21 September 2011
  • American Housing Finance: Learning from the Past, Building for the Future

    Published by the American Enterprise Institute, Edward Pinto

    Read more

    Added on 20 September 2011
  • Canada Housing Market

    Published by the Canada Mortgage and Housing Corporation

    Read more

    Added on 20 September 2011
  • Statement by the Members of the African Union for Housing Finance

    Published by AUHF
    Added on 16 September 2011
  • Procyclical versus Countercyclical Policy Effects (Foreword)

    Published by the American Enterprise Institute, Alex J Pollock

    Read more

    Added on 16 September 2011
  • Government Housing Policy: The Sine Qua Non of the Financial Crisis

    Published by the American Enterprise Institute, Edward Pinto

    Read more

    Added on 16 September 2011
  • "Grand Bargains" Are a Budgetary Dead End

    Published by the American Enterprise Institute, Peter J Wallison

    Read more

    Added on 14 September 2011
  • Housing Finance Reform: Should There be a Government Guarantee?

    Published by the American Enterprise Institute, Peter J Wallison

    Read more

    Added on 13 September 2011
  • National Debt Is Larger, More Subtle Than Thought

    Published by the American Enterprise Institute, Alex J Pollock

    Read more

    Added on 08 September 2011
  • The Error at the Heart of the Dodd-Frank Act

    Published by the American Enterprise Institute, Peter J Wallison

    Read more

    Added on 06 September 2011
  • ECBC Fact Book 2011

    Published by the ECBC/EMF

    Read more

    Added on 30 August 2011
  • Characteristics of “High Conforming Jumbo Mortgages” and Implications for the Impact of Reductions in the Conforming Loan Limits for Fannie Mae and Freddie Mac

    Published by the Federal Housing Finance Agency

    Read more

    Added on 29 August 2011
  • "Shared Delusions" Run Deep with Risks

    Published by the American Enterprise Institute, Alex J Pollock

    Read more

    Added on 25 August 2011
  • The Delicious Irony of the Downgrade

    Published by the American Enterprise Institute, Alex J Pollock

    Read more

    Added on 13 August 2011
  • Housing Management Brief

    Published by Devonshires
    Added on 10 August 2011
  • Finance & Communities Bulletin - Vol. 12 No. 2 – July 2011

    Published by DID

    Read more

    Added on 27 July 2011
  • The HAMP NPV Model: Development and Early Performance

    Published by the Federal Housing Finance Agency, FHFA Working Papers

    Read more

    Added on 27 July 2011
  • Government Housing Policy: The Sine Qua Non of the Financial Crisis

    Published by the American Enterprise Institute, Edward Pinto

    Read more

    Added on 26 July 2011
  • Reform of the GSEs and Housing Finance - A Milken Institute White Paper

    Published by the Milken Institute

    Read more

    Added on 18 July 2011
  • The Pfandbrief 2010/2011

    Published by vdp

    Read more

    Added on 15 July 2011
  • Homeownership Boom and Bust 2000 to 2009: Where Will the Homeownership Rate Go from Here?

    Published by the Research Institute for Housing America, Mortgage Bankers Association

    Read more

    Added on 14 July 2011
  • The Government's Four Decade Financial Experiment

    Published by the American Enterprise Institute, by Alex J Pollock

    Read more

    Added on 13 July 2011
  • Government-Sponsored Meltdown

    Published by the American Enterprise Institute, Peter J Wallison

    Read more

    Added on 12 July 2011
  • Industrial Loan Companies: Supporting America's Financial System

    Published by the Milken Institute

    Read more

    Added on 27 June 2011
  • Solid liquidity of covered bonds during the financial crisis

    Published by the Association of Danish Mortgage Banks

    Read more

    Added on 27 June 2011
  • The Bubbles, Busts, and Bailouts are Doomed to Repeat

    Published by the American Enterprise Insitute, Alex J. Pollock

    Read more

    Added on 23 June 2011
  • Housing Finance Reform: Access to the Secondary Market for Small Financial Institutions

    Published by the American Enterprise Institute, by Edward Pinto

    Read more

    Added on 23 June 2011
  • GSE Debt Growth Leaves U.S. Taxpayers Exposed

    Published by the American Enterprise Insititute, Alex J. Pollock

    Read more

    Added on 20 June 2011
  • Louisiana History Shows how Banks can be Divided into Two

    Published by the American Enterprise Insitute, Alex J. Pollock

    Read more

    Added on 20 June 2011
  • How the TBA Market Would Function for Privately Issued Mortgage-Backed Securities

    Published by the American Enterprise Institute, Edward Pinto and Peter J. Wallison

    Read more

    Added on 16 June 2011
  • An "Unusual" Mortgage Coalition Reassembles

    Published by the American Enterprise Institute, Peter J. Wallison

    Read more

    Added on 08 June 2011
  • Fan and Fred: A Bad GOP Sequel

    Published by the American Enterprise Institute, Peter J. Wallison

    Read more

    Added on 07 June 2011
  • Canadian Market Overview - Canada Now

    Published by the Canada Mortgage and Housing Corporation

    Read more

    Added on 03 June 2011
  • Taxpayer Exposure through the Dramatic Expansion of Agency Debt

    Published by the American Enterprise Institute, Alex J. Pollock

    Read more

    Added on 02 June 2011
  • The Danish Mortgage Model - Film

    Published by the Association of Danish Mortgage Banks

    View film

    Added on 23 May 2011
  • The True Story of the Financial Crisis

    Published by the American Enterprise Institute, Peter J. Wallison

    Read more

    Added on 13 May 2011
  • On Housing, There Will Be More Lean Years Ahead

    Published by American Enterprise Institute, Alex J. Pollock

    Read more

    Added on 12 May 2011
  • The Financial Crisis Inquiry Commission

    Published by American Enterprise Institute, Speech by Peter J. Wallison

    Read more

    Added on 10 May 2011
  • Dodd-Frank and Housing Finance Reform - A Cure That's Worse Than the Disease

    Published by the American Enterprise Association, Peter J. Wallison

    Read more

    Added on 05 May 2011
  • Risk-Retention in the Dodd-Frank Act

    Published by the Shadow Financial Regulatory Committee

    Read more

    Added on 02 May 2011
  • Reforming Credit Rating Organizations Under Dodd-Frank

    Published by the Shadow Financial Regulatory Committee

    Read more

    Added on 02 May 2011
  • Some Concerns about the FDIC and Federal Reserve System Proposed Rule on Resolution Planning

    Published by the Shadow Financial Regulatory Committee

    Read more

    Added on 02 May 2011
  • Fixing the Mortgage Industry Without Sinking the Economy

    Published by the American Enterprise Institute, Phillip Swagel

    Read more

    Added on 02 May 2011
  • Housing Now: Canadian Market Overview

    Published by the Canada Mortgage and Housing Corporation

    Read more

    Added on 29 April 2011
  • Industrial Loan Companies: Supporting America's Financial System

    Published by the Milken Institute

    Read more

    Added on 28 April 2011
  • The Fed vs. the FDIC on Lehman’s Failure

    Published by the American Enterprise Institute, Peter J. Wallison

    Read more

    Added on 27 April 2011
  • Can the Dodd-Frank Act Defeat Financial Crises?

    Published by the American Enterprise Institute, Alex J. Pollock

    Read more

    Added on 27 April 2011
  • Homeownership Education and Counseling: Do We Know What Works?

    Published by the Research Institute Housing America, Mortgage Bankers Association

    Read more

    Added on 26 April 2011
  • A Covered Bond Solution for Housing

    Published by American Enterprise Institute, Alex Pollock,

    Read more

    Added on 21 April 2011
  • Government Mortgage Guarantees Are Unnecessary

    Published by the American Enterprise Institute, Peter J. Wallison

    Read more

    Added on 21 April 2011
  • Roots of Crisis Buried Deep After Inquiry

    Published by the American Enterprise Institute, Peter J. Wallison

    Read more

    Added on 14 April 2011
  • The Very Term ‘System’ Implies an Orderly, Knowable Whole

    Published by the American Enterprise Institute, Alex J. Pollock

    Read more

    Added on 12 April 2011
  • Principles for Reforming the Housing Finance Market

    Published by the American Enterprise Institute, Alex Pollock, Peter J. Wallison and Edward Pinto

    Read more

    Added on 04 April 2011
  • Don't Mourn the 30-Year FRM

    Published by the American Enterprise Institute, Alex Pollock

    Read more

    Added on 31 March 2011
  • Canadian Market Overview

    Published by the Canada Mortgage and Housing Corporation

    Read more

    Added on 28 March 2011
  • Taking the Government Out of Housing Finance: Principles for Reforming the Housing Finance Market

    Published by the American Enterprise Institute, Alex Pollock, Peter J. Wallison and Edward Pinto

    Read more

    Added on 24 March 2011
  • Africa Business

    Published by Frankfurt School of Finance and Management

    Read more

    Added on 22 March 2011
  • Government Must Jettison the 30-Year Mortgage

    Published by the American Enterprise Institute, Edward Pinto

    Read more

    Added on 16 March 2011
  • The Political Finance of Covered Bonds

    Published by the American Enterprise Institute, Alex Pollock

    Read more

    Added on 15 March 2011
  • Long Term Safety Nets to Protect Mortgage Borrowers

    Published by the Building Societies Association

    Read more

    Added on 10 March 2011
  • Housing Now: Canada

    Published by the Canada Mortgage and Housing Corporation

    Read more

    Added on 02 March 2011
  • Housing Management Brief

    Published by Devonshires Solicitors

    Read more

    Added on 24 February 2011
  • The Dead Shall Be Raised: The Future of Fannie and Freddie

    Published by the American Enterprise Institute, by Peter J. Wallison

    Read more

    Added on 15 February 2011
  • The Lost Cause: The Failure of the Financial Crisis Inquiry Commission

    Published by the American Enterprise Institute, by Peter J. Wallison

    Read more

    Added on 15 February 2011
  • A Way Forward for the Mortgage Market

    Published by the American Enterprise Institute, Peter J Wallison

    Read more

    Added on 15 February 2011
  • Qualms about the Basel III Approach to Bank Capital Requirements

    Published by the American Enterprise Institute, by the Shadow Financial Regulatory Committee

    Read more

    Added on 14 February 2011
  • Comment on the Treasury's White Paper: Reforming the Housing Finance Market

    Published by the American Enterprise Institute, by the Shadow Financial Regulatory Committee

    Read more

    Added on 14 February 2011
  • Paying for Outcomes: Protecting Human and Animal Health in Sub-Saharan Africa

    Published by the Milken Institute

    Read more

    Added on 11 February 2011
  • A Dozen Ideas for What to Do About Fannie and Freddie

    Published by the American Enterprise Institute, Alex Pollock

    Read more

    Added on 09 February 2011
  • What's So Special about the 30-Year Mortgage?

    Published by the American Enterprise Institute, by Peter J. Wallison

    Read more

    Added on 01 February 2011
  • Finance & Communities Bulletin - Vol. 12 No. 1 – January 2011

    Published by DID

    Read more

    Added on 01 February 2011
  • Canadian Market Overview - Canada Now

    Published by the Canada Mortgage and Housing Corporation

    Read more

    Added on 31 January 2011
  • Follow the Weak Mortgages

    Published by the American Enterprise Institute, by Peter J. Wallison

    Read more

    Added on 28 January 2011
  • Dissent from the Majority Report of the Financial Crisis Inquiry Commission

    Published by the American Enterprise Institute, by Peter J. Wallison

    Read more

    Added on 26 January 2011
  • Taking the Government Out of Housing Finance: Principles for Reforming the Housing Finance Market

    Published by the American Enterprise Institute, Peter J Wallison, Alex Pollock, Edward Pinto
    White Paper on housing finance

    Read more

    Added on 20 January 2011
  • Austria Fact Sheet

    Published by the IUHF
    Added on 18 January 2011
  • Azerbaijan Fact Sheet

    Published by the IUHF
    Added on 18 January 2011
  • Cyprus Fact Sheet

    Published by the IUHF
    Added on 18 January 2011
  • Denmark Fact Sheet

    Published by the IUHF
    Added on 18 January 2011
  • Jamaica Fact Sheet

    Published by the IUHF
    Added on 18 January 2011
  • Japan Fact Sheet

    Published by the IUHF
    Added on 18 January 2011
  • Sweden Fact Sheet

    Published by the IUHF
    Added on 18 January 2011
  • Turkey Fact Sheet

    Published by the IUHF
    Added on 18 January 2011
  • United Kingdom Fact Sheet

    Published by the IUHF
    Added on 18 January 2011
  • Can Our Last International Advantage Withstand the Dodd-Frank Act?

    Published by the American Enterprise Institute, by Alex Pollock

    Read more

    Added on 15 January 2011
  • A Study of Real Estate Markets in Declining Cities

    Published by the Research Institute for Housing America, Mortgage Bankers Association's Think Tank

    Read more

    Added on 06 January 2011
  • Risk in Recovery - Research by the University of Huddersfield - An analysis of attitudes to risk among building society non-executive directors

    Published by the Building Societies Association

    Read more

    Added on 05 January 2011
  • Moving Beyond Fannie and Freddie

    Published by the American Enterprise Insitute, by Peter J. Wallison

    Read more

    Added on 03 January 2011
  • Financiamiento de Viviendas para Sectores de Bajos Ingresos

    Published by Uniapravi
    Language: Spanish

    Read more

    Added on 15 December 2010
  • Eficiente Titularización de Carteras Hipotecarias

    Published by Uniapravi
    Language: Spanish

    Read more

    Added on 07 December 2010
  • The Future of Housing Finance

    Published by the American Enterprise Institute, Alex Pollock

    Read more

    Added on 22 November 2010
  • Canadian Market Overview - Canada Now

    Published by the Canada Mortgage and Housing Corporation

    Read more

    Added on 20 November 2010
  • Hypostat 2009

    Published by the European Mortgage Federation

    Read more

    Added on 17 November 2010
  • 12-Step House Program

    Published by the American Enterprise Institute, Alex Pollock

    Read more

    Added on 16 November 2010
  • Agricultural financing : A powerful tool for contributing to the food security of the populations

    Published by DID

    Read more

    Added on 12 November 2010
  • IUHF Flyer

    Published by the International Union for Housing Finance
    Added on 01 November 2010
  • Boom & Bust - Financial Cycles and Human Prosperity

    Published by the American Enterprise Institute, by Alex Pollock

    Read more

    Added on 31 October 2010
  • The Future of Housing Finance

    Published by the American Enterprise Institute, Alex Pollock

    Read more

    Added on 19 October 2010
  • Nightmare on Every Street

    Published by the American Enterprise Institute, Alex Pollock

    Read more

    Added on 15 October 2010
  • Comparing International Housing Finance Systems

    Published by the American Enterprise Institute, Alex Pollock

    Read more

    Added on 11 October 2010
  • Expanding Housing Finance to the Underserved in South Asia

    Published by the World Bank

    Read more

    Added on 07 October 2010
  • An Approach for Calculating Reliable State and National House Price Statistics

    Published by the Federal Housing Finance Agency

    Read more

    Added on 30 September 2010
  • Testimony on the Comparison of International Housing Finance Systems

    Published by the American Enterprise Institute, Alex Pollock

    Read more

    Added on 29 September 2010
  • A Review of Statistical Problems in the Measurement of Mortgage Market Discrimination and Credit Risk

    Published by the Research Institute for Housing America

    Read more

    Added on 28 September 2010
  • International Comparison of Mortgage Product Offerings

    Published by the Research Institute for Housing America

    Read more

    Added on 27 September 2010
  • Housing Finance in Africa Yearbook 2010

    Published by the Centre for Affordable Housing Finance in Africa, Finmark Trust

    Added on 26 September 2010
  • Social housing in the USA and France: Lessons from convergences and divergences

    Published by the World Bank

    Read more

    Added on 20 September 2010
  • Rhetoric to Reality: affordable housing prospects in an age of austrity

    Published by The Smith Institute, Andrew Heywood (Editor of the HFI)

    Read more

    Added on 17 September 2010
  • European Covered Bond Fact Book

    Published by the European Covered Bond Council

    Read more

    Added on 16 September 2010
  • Social Rental Housing in France

    Published by the World Bank and the Social Union for Housing

    Read more

    Added on 15 September 2010
  • Statement of Edward J. DeMarco, Acting Director Federal Housing Finance Agency

    Published by the Federal Housing Finance Agency

    Read more

    Added on 15 September 2010
  • Housing Finance: Facilitate access for families to healthy and secure housing

    Published by DID

    Read more

    Added on 15 September 2010
  • Microinsurance: Reduce the vulnerability of families in the event of unexpected situations

    Published by DID

    Read more

    Added on 15 September 2010
  • To Overhaul the GSEs, Divide Them into Three Parts

    Published by the American Enterprise Institute, Alex Pollock

    Read more

    Added on 26 August 2010
  • Mortgage Liquidity Facilities

    Published by the World Bank

    Read more

    Added on 20 August 2010
  • Countercyclical Loan-to-Value Limits Can Help Prevent the Next Bubble

    Published by the American Enterprise Institute, Alex Pollock

    Read more

    Added on 05 August 2010
  • Fan and Fred: What Would Andrew Jackson Do?

    Published by the American Enterprise Institute, Alex Pollock

    Read more

    Added on 23 July 2010
  • Building Houses, Financing Homes - A Study Report of India’s Rapidly Growing Housing and Housing Finance Markets for the Low-Income Customer

    Commissioned by the National Housing Bank

    Read more

    Added on 17 July 2010
  • DID - Finance and Communities - Vol 10, No 2

    Published by Développement international Desjardins (DID)

    Read more

    Added on 15 July 2010
  • Housing Gets Sick on Keynesian Roller Coaster

    Published by the American Enterprise Institute

    Read more

    Added on 12 July 2010
  • A Global Solution for Cross Border Financial Resolutions

    Published by the American Enterprise Institute

    Read more

    Added on 01 July 2010
  • Missing the Point: Lessons from The Big Short

    Published by the American Enterprise Institute

    Read more

    Added on 30 June 2010
  • Lots of Regulatory Expansion but Little Reform

    Published by the American Enterprise Institute

    Read more

    Added on 22 June 2010
  • The Pfandbrief 2009/2010 Facts and Figures about Europe's Covered Bond Benchmark

    Published by Association of German Pfandbrief Banks

    Read more

    Added on 15 June 2010
  • Fact Book Real Estate Banking Committed to Professionalism

    Published by Association of German Pfandbrief Banks

    Read more

    Added on 15 June 2010
  • Reforming the home buying and selling process

    Published by the Building Societies Association

    Read more

    Added on 10 June 2010
  • EMF Study on the Cost of Housing in Europe 2010

    Published by the European Mortgage Federation.

    Read more

    Added on 01 June 2010
  • Anatomy of Risk Management Practices in the Mortgage Industry: Lessons for the Future

    Published by the Research Institute for Housing America

    Read more

    Added on 26 May 2010
  • Household Reaction to the Financial Crisis: Scared or Scarred?

    Published by the Mortgage Bankers Association's Research Institute for Housing America

    Read more

    Added on 11 May 2010
  • Reform of the Housing Finance System

    Published by the American Enterprise Insitute

    Read more

    Added on 27 April 2010
  • What Should the New System Be Able to Do?

    Published by the American Enterprise Institute

    Read more

    Added on 26 April 2010
  • Financing the Residential Retrofit Revolution

    Published by the Milken Institute

    Read more

    Added on 20 April 2010
  • Regional Project on Pro Poor Housing Finance in Asia and the Pacific

    Published by the National Housing Bank, UNESCAP and UNHABITAT

    Read more

    Added on 19 April 2010
  • Current Housing Research

    Published by the Canada Mortgage and Housing Corporation

    Read more

    Added on 15 April 2010
  • Building a Better Low-Income Housing Tax Credit

    Published by the American Enterprise Institute

    Read more

    Added on 12 April 2010
  • What Happens to Household Formation in a Recession

    Published by the Mortgage Bankers Association's Research Institute for Housing America

    Read more

    Added on 07 April 2010
  • Protecting Consumers in the Financial Marketplace

    Published by the American Enterprise Institute

    Read more

    Added on 02 April 2010
  • Debtor Selection: Resolving Insolvent, Globally Active Financial Firms

    Published by the American Enterprise Institute

    Read more

    Added on 30 March 2010
  • Exercising Judgment Is Just Too Risky

    Published by the American Enterprise Institute

    Read more

    Added on 25 March 2010
  • An investigation into the quantification and extend of supply chain finance to small, medium and micro enterprises

    Published by Finmark Trust
    Added on 20 March 2010
  • Market Failure or Government Failure?

    Published by the American Enterprise Institute

    Read more

    Added on 19 March 2010
  • Why Canada Avoided a Mortgage Meltdown

    Published by the American Enterprise Institute

    Read more

    Added on 19 March 2010
  • Automatic Recapitalization Alternatives: Working Paper 10-2

    Published by the Federal Housing Finance Board

    Read more

    Added on 15 March 2010
  • EMF Methodological Note and Survey on Non-Performing Loans

    Published by the European Mortgage Federation

    Read More

    Added on 11 March 2010
  • Overview of the Current State of Knowledge on Societal Outcomes of Housing

    Published by the Canada Mortgage and Housing Corporation

    Read more

    Added on 10 March 2010
  • Mortgage Morality

    Published by the American Enterprise Institute

    Read more

    Added on 08 March 2010
  • The Dead Shall Be Raised: The Future of Fannie and Freddie

    Published by the American Enterprise Institute, Peter J. Wallison

    Read more
    Added on 03 March 2010
  • Lenders' Dangerous Game in Real Estate

    Published by the America Enterprise Institute

    Read more

    Added on 03 March 2010
  • Estimating Median House Prices: Working Paper 10-1

    Published by the Federal Housing Finance Agency, Andrew Leventis

    Read more
    Added on 18 February 2010
  • The Traditional Danish Mortgage Model

    Published by the Association of Danish Mortgage Banks

    Read more
    Added on 16 February 2010
  • Revisions to FHFA’s House Price Index in the Recent National House Price Boom and Bust

    Published by the Federal Housing Finance Agency

    Read more

    Added on 15 February 2010
  • DID - Finance and Communities

    Published by the Développement International des Jardins (DID)

    Read More

    Added on 31 January 2010
  • Troubled Asset Purchases Turn to Additional Equity

    Published by the American Enterprise Institute, Alex Pollock

    Read more
    Added on 27 January 2010
  • Safer Homes, Stronger Communities: A Handbook for Reconstructing After Natural Disaster

    Published by the World Bank

    Read More

    Added on 15 January 2010
  • Mission Entrepreneurial Entities (MEEs): Essential Actors in Affordable Housing Delivery

    Published by the Affordable Housing Institute
    Added on 06 January 2010
  • Housing and Mortgage Markets and the Housing Government-Sponsored Enterprises in 2008

    Published by Federal Housing Finance Agency

    Read more

    Added on 01 December 2009
  • “Reprivatizing the Financial System,” American Banker

    by: Alex J. Pollock, American Enterprise Institute

    Read more
    Added on 01 December 2009
  • November news on the housing sector and its financing, urban development and construction

    Published by Uniapravi
    Language: Spanish

    Read more
    Added on 30 November 2009
  • VIII International Seminar of Housing Finance "The reshaping of the mortgage sector"

    Published by Uniapravi
    Language: Spanish

    Read more
    Added on 13 November 2009
  • BSA Yearbook 2009-10

    Published by the Building Societies Association

    Read more
    Added on 10 November 2009
  • Hypostat 2008

    Published by the European Mortgage Federation

    Read more

    Added on 10 November 2009
  • “TARP on a Businesslike Basis,” testimony to the Congressional Oversight Panel for the Troubled Asset Relief Program (TARP)

    by: Alex J. Pollock, American Enterprise Institute

    Read more

    Added on 01 November 2009
  • “Sarbanes-Oxley in the Light of the Financial Crisis,” AEI Regulation Outlook

    by: Alex J. Pollock, American Enterprise Institute

    Read more

    Added on 01 November 2009
  • Subprime Crisis: What did we learn? - Chile

    Published by Uniapravi
    Language: Spanish

    Read more
    Added on 26 October 2009
  • October news on the housing sector and its financing, urban development and construction

    Published by Uniapravi
    Language: Spanish

    Read more
    Added on 25 October 2009
  • “Deposit Insurance a Persistent Problem,” American Banker

    by: Alex J. Pollock, American Enterprise Institute

    Read more
    Added on 01 October 2009
  • September news on the housing sector and its financing, urban development and construction

    Published by Uniapravi
    Language: Spanish

    Read more
    Added on 15 September 2009
  • Understanding Mortgage Arrears

    Published by the Building Societies Association

    Read more
    Added on 14 September 2009
  • Housing Patterns of Low Income Families with Children:Further Analysis of Data from the Study of the Effects of Housing Vouchers on Welfare Families (W09-7)

    Published by Joint Center for Housing Studies - Harvard University

    Read more
    Added on 01 September 2009
  • GH Bank Housing Journal Volume 3, Number 8

    published by Government Housing Bank

    Read more
    Added on 01 September 2009
  • ECBC Fact Book

    Published by European Covered Bond Council
    http://ecbc.hypo.org/Content/Default.asp?PageID=501

    Added on 01 September 2009
  • Pro-poor Housing Finance - Thailand Country Report

    Published by United Nations Economic and Social Commission for Asia and the Pacific and National Housing Bank of India.
    Prepared by: National Housing Authority of Thailand, Community Organisations Development Institute and Government Housing Bank.
    Country reporter: Ms. Chantana Chanond

    Read more
    Added on 31 August 2009
  • Development of Housing Stock for Moderate and Slightly Below Moderate Income Citizens: Foreign Practices

    This book analyzes foreign practices of developing housing stock for moderate and slightly below moderate income households. Individual categories of citizens in the European countries and USA are subsidized and moderate income households are covered by special mortgage programs. Moreover, there is a great variety of construction and housing allocation models there, which stand somewhere between purely market models and social housing models for low-income citizens. The authors review the experience of the UK housing associations and relevant programs implemented in the United States, Scandinavian countries, France, etc. They offer affordable housing supply schemes for moderate and slightly below moderate income citizens that are applicable for Russia.

    The book targets state officials, regional and municipal administrations responsible for the housing policy and participants of the housing market (employees of banks, housing and mortgage funds and construction companies).

    Read more

    Added on 21 August 2009
  • Housing Finance Policy in Emerging Markets

    New World Bank publication on Housing Finance Policy in Emerging Markets, edited by Loic Chiquier and Michael Lea. 'This volume could not be more timely' comments Guillermo Babatz, President of the Comision Nacional Bancaria y Valores in Mexico. In the aftermath of the Subprime crisis, many countries need to revamp their current housing finance policies. By drawing on the knowledge and the experience from advance and emerging markets, 'this book offers insights around all the building blocks of a housing finance system and guides the reader through the different policy options available in each case and the most common mistakes policy makers must avoid', Mr. Babatz points out. The 16 Chapters of this book cover topics, such as structure and evolution of housing finance systems, mortgage instruments, enforcement of mortgage rights, construction finance in emerging markets, risk management and regulation, housing microfinance and many more.

    The book can be read electronicly here or ordered through the World Bank's Website under publications or at amazon.com.
    Added on 20 August 2009
  • August news on the housing sector and its financing, urban development and construction

    Published by Uniapravi
    Language: Spanish

    Read more
    Added on 10 August 2009
  • Household Projections in Retrospect and Prospect: Lessons Learned and Applied to New 2005-2025 Projections (W09-5)

    By: George S. Masnick and Eric S. Belsky
    Published by Joint Center for Housing Studies - Harvard University.

    Read more

    Added on 21 July 2009
  • July news on the housing sector and its financing, urban development and construction

    Published by Uniapravi
    Language: Spanish

    Read more
    Added on 20 July 2009
  • Access to housing finance in Africa: Exploring the issues in Ethiopia

    Published by Finmark Trust
    Added on 15 July 2009
  • June news on the housing sector and its financing, urban development and construction - II

    Published by Uniapravi
    Language: Spanish

    Read more
    Added on 04 July 2009
  • Household Projections in Retrospect and Prospect: Lessons Learned and Applied to New 2005-2025 Projections (W09-5)

    Published by Joint Center for Housing Studies - Harvard University

    Read more
    Added on 01 July 2009
  • Development of the real estate rights system in Russia in 1989-2009

    Prepared by Alexander Puzanov, General Director of the Institute for Urban Economics, for the Word Bank, June 2009.

    Read more

    Added on 21 June 2009
  • June news on the housing sector and its financing, urban development and construction - I

    Published by : Uniapravi
    Language: Spanish

    Read more
    Added on 15 June 2009
  • The Pfandbrief 2008/2009 Facts and Figures about Europe's Covered Bond Benchmark

    Published by Association of German Pfandbrief Banks

    Read more

    Added on 15 June 2009
  • GH Bank Housing Journal Volume 3, Number 7

    Published by Government Housing Bank

    Read more
    Added on 01 June 2009
  • A Brief Examination of Previous House Price Declines

    Published by Federal Housing Finance Agency
    Added on 01 June 2009
  • “Advice, Not Consent: A Case for a Systemic Risk Adviser and against a Systemic Risk Regulator,” AEI Financial Services Outlook

    Published by Alex J. Pollock, American Enterprise Institute

    Read more
    Added on 01 June 2009
  • May news on the housing sector and its financing, urban development and construction - II

    Published by Uniapravi
    Language: Spanish

    Read more
    Added on 30 May 2009
  • Forced Sales and House Prices (W09-4)

    Published by Joint Center for Housing Studies - Harvard University

    Read more
    Added on 22 May 2009
  • May news on the housing sector and its financing, urban development and construction - I

    Published by Uniapravi
    Language: Spanish

    Read more

    Added on 18 May 2009
  • Urban Development Regulation in Market Economy

    Published by Institute of Urban Economics

    Read more
    Added on 01 May 2009
  • State Support for Housing Construction and Utility Infrastructure Development

    Published by Institute of Urban Economics

    Read more
    Added on 01 May 2009
  • The Impact of Distressed Sales on Repeat-Transactions House Price Indexes

    Published by Federal Housing Finance Agency

    Read more
    Added on 01 May 2009
  • “The Human Foundations of Financial Risk,” AEI Financial Services Outlook

    By Alex J. Pollock, American Enterprise Institute

    Read more
    Added on 01 May 2009
  • 2020 Vision - The Mortgage of the Future

    Published by the Building Societies Association

    Read more
    Added on 27 April 2009
  • Access to housing finance in Africa : Exploring the issues in Malawi

    Published by Finmark Trust
    Added on 15 April 2009
  • Bangladesh: Microfinance and Financial Sector Diagnosic Study

    published by International Finance Corporation, Kfw Bankengruppe, Frankfurt School of Finance and Management and Symbiotics SA

    Read more
    Added on 01 March 2009
  • GH Bank Housing Journal Volume 3, Number 6

    Published by Government Housing Bank

    Read more
    Added on 01 March 2009
  • Mongolia: Microfinance and Financial Sector Diagnosic Study

    Published by International Finance Corporation, Kfw Bankengruppe, Frankfurt School of Finance and Management and Symbiotics SA

    Read more
    Added on 31 January 2009
  • The State of the Nation's Housing 2009 (SON-09)

    Published by Joint Center for Housing Studies - Harvard University

    Read more
    Added on 01 January 2009
  • The Remodeling Market in Transition (R09-1)

    Published by Joint Center for Housing Studies - Harvard University

    Read more
    Added on 01 January 2009
  • Access to housing finance in Africa : Exploring the issues in Rwanda

    Published by Finmark Trust
    Added on 15 December 2008
  • GH Bank Housing Journal Volume 2, Number 4-5

    Published by Government Housing Bank

    Read more
    Added on 01 December 2008
  • Access to housing finance in Africa : Exploring the issues in Mozambique

    Published by Finmark Trust
    Added on 15 November 2008
  • Access to housing finance in Africa : Exploring the issues in Namibia

    Added on 15 November 2008
  • The Sub-Prime Crisis: Implications for Emerging Markets

    Published by the World Bank

    Read more

    Added on 20 September 2008
  • China: Microfinance and Financial Sector Diagnosic Study

    Published by International Finance Corporation, Kfw Bankengruppe, Frankfurt School of Finance and Management and Symbiotics SA

    Read more
    Added on 01 July 2008
  • Access to housing finance in Africa : Exploring the issues in Uganda

    Added on 15 June 2008
  • The Pfandbrief 2007/2008 Facts and Figures about Europe's Covered Bond Benchmark

    Published by Association of German Pfandbrief Banks

    Read more

    Added on 15 June 2008
  • India: Microfinance and Financial Sector Diagnosic Study

    Published by International Finance Corporation, Kfw Bankengruppe, Frankfurt School of Finance and Management and Symbiotics SA

    Read more
    Added on 01 June 2008
  • GH Bank Housing Journal Volume 2, Number 3

    Published by Government Housing Bank

    Read more
    Added on 01 June 2008
  • Kazakhastan: Microfinance and Financial Sector Diagnosic Study

    Published by International Finance Corporation, Kfw Bankengruppe, Frankfurt School of Finance and Management and Symbiotics SA

    Read more
    Added on 01 April 2008
  • Pakistan: Microfinance and Financial Sector Diagnosic Study

    Published by International Finance Corporation, Kfw Bankengruppe, Frankfurt School of Finance and Management and Symbiotics SA

    Read more
    Added on 01 April 2008
  • GH Bank Housing Journal Volume 2, Number 2

    Published by Government Housing Bank

    Read more
    Added on 01 March 2008
  • 27th IUHF World Congress

    September 29 - October 3, 2008 - South Africa http://www.iuhf2008.com
    Added on 14 February 2008
  • America's Rental Housing: The Key to a Balanced National Policy (RH08)

    Published by Joint Center for Housing Studies - Harvard University

    Read more
    Added on 01 January 2008
  • Access to housing finance in Africa : Exploring the issues in Kenya

    Published by FinMark Trust
    Added on 15 December 2007
  • GH Bank Housing Journal Volume 1, Number 1

    Published by Government Housing Bank

    Read more
    Added on 01 December 2007
  • Access to housing finance in Africa : Exploring the issues - Botswana

    Published by Finmark Trust
    Added on 15 October 2007
  • China’s Homeownership-Oriented Housing Policy: An Examination of Two Programs Using Survey Data from Beijing

    Published by Joint Center for Housing Studies

    Read more

    Added on 05 July 2007
  • Access to housing finance in Africa : Exploring the issues - Zambia

    Published by Finmark Trust
    Added on 15 May 2007
  • Housing Finance in East Asia

    Published by the World Bank

    Read more

    Added on 20 September 2006
  • “The Cincinnatian Doctrine,” speech to the World Congress of Housing Finance

    By Alex J. Pollock, American Enterprise Institute

    Read more
    Added on 01 September 2006
  • Owner Occupancy Ratios

    The ownership of property is often taken as an indication not only of the efficiency of a nation's housing finance market, but also of its general prosperity. It signifies the existence of the infrastructure considered by some development economists to be a critical foundation for market forces to act as an engine of growth. The UN Commission on Human Settlements and Habitat considers it a prerequisite for the sustainable development of societies.
    Added on 04 May 2006
  • Poland - Housing finance policy note

    Published by the World Bank

    Read more

    Added on 19 March 2006
  • European mortgage markets continue to boom in 2004

    In the latest release of its annual publication on mortgage markets due out later this month, the European Mortgage Federation will confirm the remarkable progress of Europeâ??s housing and mortgage markets over the past few years. Speaking yesterday at the annual meeting between the European Central Bank and the European Mortgage Federation, Annik Lambert, Secretary General Designate of the European Mortgage Federation commented:
    Added on 21 October 2005
  • Access to housing finance in the low-income market

    Published by Finmark Trust
    Added on 15 June 2005
  • Formalizing the Informal Sector

    Should Microfinance Play a Role in Mexico's Housing Policy?

     

    Housing, in Mexico, is on the agenda. Vincente Fox's goal to reach 750,000 new homes built each year by the end of his term in 2006 is within reach according to many. (The Economist, 2005) In 2004, over 530,000 loans have been made to purchase new homes. (CONAFOVI website, accessed 5/14/05) With over 300,000 of these loans being issued by INFONAVIT, the government mandated private sector workers program, the federal government is playing a big role in the housing boom. This paper appears courtesy of the author and their instructor, Nicolas P. Retsinas, Director of the Joint Center for Housing Studies of Harvard University (www.jchs.harvard.edu)

    Added on 16 May 2005
  • From Post-War Fledgling Experimentation to Korean-Version New Deal

    Where is the End of Mudding Through in Korean Housing Policy?

     

    Korea experienced a remarkably rapid economic growth since the 1960â??s and the per capita GNP peaked in 1996 with over US$ 11,380. With the fruits of such economic growth, the housing situation also has substantially improved: the national census of 2000 indicates that the number of housing units per one hundred households was 96 units and the average size of housing unit, about 82m 2 . The figures look quite encouraging; nevertheless, the country has yet to solve its housing problems. This paper appears courtesy of the author and their instructor, Nicolas P. Retsinas, Director of the Joint Center for Housing Studies of Harvard University (www.jchs.harvard.edu)

    Added on 01 May 2005
  • Mortgage securities in emerging markets

    Published by the World Bank

    Read more

    Added on 01 August 2004
  • Housing in Ecuador

    Ecuador's housing markets and policies, as in many developing countries, are characterized by high levels of migration from agricultural to urban centers, high levels of squatting and informal housing construction, poor access to services, and a population where over half of all people live or are in danger of living below the poverty line. The government has recently shifted its historical first tier focus of building and providing affordable housing to residents to a second tier role as more of a facilitator and enabler, working together with private concerns to provide housing and services. Ecuador's housing needs are still very large, and even with a promising start it remains to be seen if the new policies and programs will be effective. This paper appears courtesy of the author and his instructor, Nicolas P. Retsinas, Director of the Joint Center for Housing Studies of Harvard University (www.jchs.harvard.edu)
    Added on 01 May 2004
  • A Few Thoughts on Basel II

    The cement continues to harden around Basel II. Specifically - and in too much detail-the Bank for International Settlements' Basel Committee on Banking Supervision has issued a third consultative paper on the New Basel Capital Accord. This third and near final round contained little new regarding the capital required to support mortgage lending activities. The relatively few lenders expected to achieve the internal ratings based (IRB) approach will still be given the latitude to establish their own risk weightings, subject to a floor of 10%.
    Added on 01 June 2003
  • Housing Policy in Chile, the Evolution of dramatic Tensions

    The history of the Chilean Housing Policy starts in 1906, and develops frantically during the 20th century. A large set of laws were developed and transformed constituting milestones in the complex and rich legal history of the country. At least three different sources coincide on the list of relevant moments in the evolution of the housing policy in Chile. The sanction of large number of national laws related with housing is one symptom of a continuous effort of the Chilean society that spans for almost one hundred years. Chile made records on housing both at the beginning and end of the 20th century, being the first country in America to sanction a national law about housing and the first country in Latin America to reduce the housing deficit. Both outstanding records might be interrelated. This paper appears courtesy of the author and his instructor, Nicolas P. Retsinas, Director of the Joint Center for Housing Studies of Harvard University (www.jchs.harvard.edu)
    Added on 01 June 2003
  • Poland: Housing Challenge in a Time of Transition

    The popular folkloric axiom Housing Matters acquires a poignant significance in the context of countries that are engaged in a wholesale revision of their political, economic and social paradigms. This paper examines the state of Polish housing as a legacy of the socialist period and the transition of the sector to a market economy. It describes housing conditions at the beginning of the transition; uses the housing policy framework conceptualized by WorId Bank consultant Shlomo Angel to trace progress throughout the ensuing decade; and concludes by identifying current strengths and challenges in the emergent Polish housing system.. This paper appears courtesy of the author and her instructor, Nicolas P. Retsinas, Director of the Joint Center for Housing Studies of Harvard University (www.jchs.harvard.edu).
    Added on 01 May 2003
  • Challenges and Opportunities in the Mexican Mortgage Markets - In the Wake of the '95 Financial Crisis

    The peso devaluation and ensuing banking crisis of 1995 hit Mexico's housing finance markets hard, making evident certain structural limitations of the system. Though in some respects Mexican commercial banks and the housing finance markets are returning to where they were in the early '90s, the high default rates and temporary vacuum of conventional credit did provide space for new players to emerge and new practices to develop. These changes in the marketplace, along with regulatory shifts, have dramatically altered the mortgage markets in ways that most borrowers consider positive. This paper appears courtesy of the author and his instructor, Nicolas P. Retsinas, Director of the Joint Center for Housing Studies of Harvard University (www.jchs.harvard.edu).
    Added on 01 May 2003
  • 2002 Annual Report of The Building Societies Association

    Welcome to the new style BSA Annual Report. The Council's intention this year has been to prepare a shorter, more succinct document that gives members and others with an interest in the workings of the Association concise description of the achievements of 2002 and aspirations for 2003.
    Added on 30 December 2002
  • Housing Finance in the United States: The Transformation of the U.S. Housing Finance System

    Published by Joint Center for Housing Studies, Harvard University

    Read more

    Added on 20 July 2002
  • The Changing Visage of French Housing Policy and Finance: A Half-Century of Comprehensive, Complex and Compelling Home Building

    A number of assessments indicate that the state of housing in France today is greatly improved over where it was forty years ago: 73% of French households are satisfied with their place of abode; the average surface area per person is 35 m2 (or approximately 350 sf); 96% of all units have a private bath; and an increasing number of recently constructed dwellings bring to France's housing stock the ever-desired amenities of mare space and everyday comforts. Up from 46.7% in 1978, France's homeownership rate seems to have settled at 54%, which falls somewhere cleanly in the middle of the rest of European averages. Whether this rate has stagnated is of some debate, with most of the blame directed at France's stringent economic policies. But the country's myriad of housing policies have played a role as well in bringing this number up to the level that it is today.This paper appears courtesy of the author and her instructor, Nicolas P. Retsinas, Director of the Joint Center for Housing Studies of Harvard University (www.jchs.harvard.edu).
    Added on 01 June 2002
  • Housing policy in Castro's Cuba

    In 1959, Cuba was transformed from a nation led by foreign-based capitalist concerns into a centrally led socialist state. Along with almost every other social institution, housing policy dramatically departed from past policies. While Cuba's housing policies have changed over the past 43 years, they have clearly been borne from three guiding principles  #This paper appears courtesy of the authors and their instructor, Nicolas P. Retsinas, Director of the Joint Center for Housing Studies of Harvard University (www.jchs.harvard.edu)
    Added on 01 May 2002
  • Realkreditrådet Annual report 2001, Summary

    This publication is a summary of the Danish version of the annual report for the year 2001 of Realkreditradet (the Association of Danish Mortgage Banks).
    Added on 30 December 2001
  • Looking for Optimal Financing - Transfer from classical forms of financing to innovated ones

    Voltaire supposedly said: If you see a Swiss banker jump out of the window, jump out after him. There is surely something to be gained. But the advice is not so simple when it comes to locating the ideal housing finance solution. This is particularly true when we look at the many products available which are often described as innovative or new.
    Added on 01 December 2001
  • Mortgage Markets: Why US and EU Markets are so Different

    The American market has been characterized by a number of factors which have encouraged the growth of securitization and this, in turn, has substantially reduced the need for mortgage lenders to hold own funds. This paper looks at the key differences between the US and Europe, their implications with regard to capital adequacy regulation and why a similar evolution for Europe seems unlikely.
    Added on 01 December 2001
  • Effective Housing Finance System

    An effective housing finance system is one that can mobilize consumer savings and investor capital and provide adequate housing loans to those in need at the lowest cost in accordance with the country's legal system, economy and general social conditions.
    n the writer's opinion, the following factors contribute to an effective housing finance system in any country.
    Added on 01 October 2001
  • Caribbean Association of Housing Finance Institutions (CASHFI) August 2001 Newsletter

    Dr. Julio Escoto, Director General, UGA Dominica was elected new Chairman of CASHFI at the Association's 17 Annual General Meeting held on April 20, 2001. In his address to the AGM held in Santo Domingo, Dominican Republic, Dr Escoto pledged support to a deepening of the work of the Association during his term of office.
    Added on 01 August 2001
  • Housing Finance in Ghana

    It is estimated that given the combined effect of the level of housing deficit from previous years and the rate of population growth, Ghana needs 1.2 million housing units by the year 2005.
    Added on 01 April 2001
  • Housing Finance in Nigeria: Need for Re-Engineering

    The paper sets out to answer the question 'why has housing finance system remained passive and irrelevant in the drive towards Housing delivery? By reviewing the evolution of our socio-economic development, evaluation of the existing structure is carried out. Secondary data were obtained from existing literature on construction industry and housing finance market. The National Housing Policy provided a solid background needed for understanding the operation of the market. This historical survey approach revealed the reasons for failure of existing practice. The conclusion is that we cannot copy models from other nations but rather evolve workable models based on our socio-cultural background. Recommendations are made in this regard.
    Added on 01 January 2001
  • European Integration: Prospects for the Mortgage Lending Industry

    European property and mortgage markets are structurally very different for many reasons. However there are powerful forces which may soon bring about significant changes. In particular, the introduction of a single currency has led to increasing integration of the fifteen hitherto autonomous economies. On January 1 5t 1999, the first 11 Member States embarked on the third and final stage of this important project and merged their national currencies into a single currency which will rival the dollar in terms of economic importance.
    Added on 01 January 2001
  • 2000 Annual Report of the Canada Mortgage & Housing Corporation

    For many of us, our homes are both the centre of activity and the heart of our community life with friends and family. We spend time and energy maintaining our homes and rest and rejuvenate ourselves within them.
    Added on 30 December 2000
  • Principal Changes in Long-term residential Mortgage Lending in Russia during 1998-2000

    During this period, the system of long-term residential mortgage lending developed in a fairly difficult economic situation in which the 1998 financial crisis had a decisive role. The crisis caused material changes in the structure of the banking system and its areas of activity, suspended activities on the GKO market, and resulted in higher inflation and the decline in the real income of significant population groups. Several of the largest system-forming banks terminated activities, causing major losses to their clients. People who have lost their savings in the crisis have also lost their trust in commercial banks. The crisis also undermined the confidence of corporate investors, both foreign and domestic, in the long-term instruments which were to be issued on the basis of mortgage loans. Signs of positive change in the banking system appeared only at the beginning of 2000.
    Added on 01 October 2000
  • Book Review of 'Models of Trade Association Co-Operation' by Mark Boléat

    It is hardly news to state that financial markets have changed rapidly all over the world during the last 20 years. The key drivers have been new technology and deregulation. As a result the old boundaries between banks, building societies, savings and loans institutions, insurance companies, securities houses and fund management firms have almost disappeared. In the UK a number of building societies have turned into banks. Most large retail insurance companies have banking subsidiaries; most large banks have insurance company subsidiaries. Banks, building societies, and insurance companies all offer mutual funds (known as unit trusts in the UK). In America the old barriers between insurance, banking and security companies are breaking down, as have the restrictions preventing inter-state branching. In many parts of Europe the specialist mortgage institutions have become subsidiaries of commercial banks.
    Added on 01 September 2000
  • Focus on Social Programs

    The climate continues to be stable. Proposals outlined in the 2000/01 Budget Presentation indicate that the ruling party fully intends to maintain its popularity by implementing a number of social programs.
    Added on 01 August 2000
  • European Mortgage Markets: Structure, Funding and Future Development

    European property and mortgage markets are structurally very different for many reasons. Powerful factors are at work bringing about significant changes.
    Added on 01 June 2000
  • Chairman's Address - BSA Annual Conference 2000

    Nearing the end of my year in office, about which I may say something later in this Conference, and with the benefit of considerable experience, if not wisdom, in this industry, I think that I have a perspective on which to base what follows.
    Added on 01 June 2000
  • The Concept of Mortgage Lending Development in the Russian Federation

    Mortgage lending is one of the development priorities set by the government housing policies. This Concept is a follow-up of the special federal program «Own Home» approved by Russian Government Regulation #753 of June 27,1996, defining the role of mortgage lending in housing finance, as well as the government strategy for the development of this business.
    Added on 01 January 2000
  • Plan for Preparation of Draft Laws and Regulations Concerning Development in Mortgage Lending in the Russian Federation

    Draft federal law on amendments to the RSFSR Housing Code concerning the establishment of grounds for the eviction of individuals from the pledged residential houses that were acquired through credit sources, in case execution is levied against the pledged residential premise, and for resettlement of individuals in the municipal reserve estate.
    Added on 01 January 2000
  • IUHF - International Housing Finance Sourcebook 2000

    The International Housing Finance Sourcebook 2000, edited by Dr. Michael Lea, offers in-depth reports on 66 different countries around the world. It is divided into six regional sections, each of which features special summaries that provide a panorama on regional housing finance development.

    The 66 country reports include:

    • Economic Background - Overall conditions, interest rates, currency issues, key economic factors, recent reforms, financial system developments, and monetary and fiscal policies.
    • Housing Markets - National policies, market size, profile of housing stock, homeownership and construction trends.
    • Mortgage Markets - Trends in mortgage activity and debt, mortgage sources and originators, products characteristics, secondary market and securitisation activities, and unique features that form each country's national mortgage system.
    • Policy Developments - Present and future prospects for housing finance, government's role in sector development, legal, regulatory and supervisory framework.
    • Expanded list of contacts - Up-to-date list of authoritative, in-country sources, designed to help you learn further.
    • Sources and references - Ideal for further study and research
    Added on 01 January 2000
  • Indian Housing Finance System

    Added on 01 November 1999
  • Home Mortgage Bank Employs High Tech

    The Trinidad and Tobago Home Mortgage Bank (HMB) has recorded another year of excellent returns, and proposed to rely on high technological competence for progress into the twenty-first century. The HMB recorded strong growth during the 1998 financial year, and introduced an Automated Underwriting System and a Structured Finance capital Markets programme consistent with the mission to deliver high quality service and efficiency.
    Added on 01 November 1999
  • Mortgage Financing in Denmark

    In Denmark the financing of real property and other long-term fixed investments primarily takes place via mortgage banks. The Danish mortgage credit market is based on the efficient and inexpensive extension of credit based on the following characteristics:
    Added on 01 November 1999
  • Danish Mortgage Bonds

    Danish mortgage bonds have been an attractive investment for Danish investors for generations. Their combination of high yield and high security appeals to both small private investors and major institutions. In particular, the status of Danish mortgage bonds as gilt-edged securities provides the Danish pension funds and insurance companies with an attractive long term investment opportunity.
    Added on 01 November 1998
  • N.H.T. to provide over 6000 solutions in 1998/99

    The National Housing Trust (NHT) in Jamaica has set as its primary objectives for the next 2-3 years to reach as many customers as possible and to deliver service in the most efficient and cost effective manner. During the 1998/99 year the Trust will provide some 6,501 housing solutions valued at $5.5 billion to house 7,692 beneficiaries.
    Added on 01 March 1998
  • IUHF - National Housing Finance Systems - A comparative Study

    Added on 01 January 1985