28th IUHF World Congress

The 28th IUHF World Congress took place in Vienna, Austria from 5 to 7 June 2013 under the  motto

"Sound housing finance around the world".

The congress was co-hosted by the European Federation of Building Societies (EFBS).


Thursday 6 June 2013

First session: Lessons from the crisis – detecting house price bubbles

Emile J. Brinkmann, Chief Economist and Senior Vice President, Mortgage Bankers Association, USA: Housing price bubbles - detection and prevention

Masahiro Kobayashi, Chief Economist, Japan Housing Finance Agency, Japan: Housing bubble and macro-prudential supervision - A case study from Japan in 1980’s and 90’s

Matthias Holzhey, UBS Switzerland: Detecting house price bubbles - UBS Swiss Real Estate Bubble Index

Second session: Lessons from the crisis – building sustainable housing finance systems

Acess to finance - expansion to underserved markets

Natalya Koltsova, Management Board Member, Agency for Housing Mortgage Lending (AHML), Russia: AHML’s role in housing market development and providing housing to low-income families in Russia

Jorge Yarza Garrido, President, UNIAPRAVI, Mexico: Housing finance in Latin America

Harshil Mehta, CEO of Aadhar Housing Finance Pvt. Ltd., India: Enabling access to home loans to low income segment

Third session: Marketing - customer confidence and sales approaches

Filipe F. Pontual, Executive Director, Associatoin of Mortgage and Building Saving Institutes of Brazil (ABECIP): Real estate credit in Brazil

Josef Schmidinger, Chairman of the Board of Directors, S-Bausparkasse, Austria: Housing and bausparen in Austria

Fourth session: Regulation – Basel III and consumer protection

Lynda Blackwell, Mortgage Policy Manager, Financial Conduct Authority, United Kingdom: The changing face of mortgage regulation

Sven A. Blomberg, CEO, BRFkredit, Denmark: Comments on the new requirements of financial institutions and consumer protection

Colin Chimutsa, Executive Director, CBZ Bank Limited, Zimbabwe: Stability vs. access? BASEL III in Southern Africa

Nicolas Nkosi, Director, Standard Bank, South Africa: Impact of Basel III on low income housing

Mieczysław Groszek, Vice President of the Polish Bank Association, Poland: Housing finance market in Poland - Regulations & initiatives

Evening event
for congress participants and accompanying persons at the invitation of the Austrian bausparkassen

Friday, 7 June 2013

Fifth session: Lessons from the crisis - building sustainable housing finance systems

Chee Leon Chung, CEO, Cagamas Berhad, Malaysia: Building sustainable housing fnance systems - Malaysian experience

Carlos J. Garcia, Professor of Economics, ILADES University Alberto Hurtado, Chile: Housing finance, credit and business cycle in Chile

Klaus Oskar Schmidt
, Member of the Board of Directors, Bausparkasse Schwäbisch Hall, Germany: Housing finance in Germany - Stability throughout the crisis – What are the reasons?

Sixth session: Final report and official conclusion of the congress

Peter Williams, Director of the University of Cambridge Centre for Housing and Planning Research, United Kingdom: The future of housing finance – lessons from the UK?

Closing speech:
Michael Spindelegger, Vice Chancellor and Minister for European and International Affairs of the Federal Republic of Austria

Detailed information is available at the congress website.